Terms of Use

Agreement to terms

By accessing and using the mooncrest-peak website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site and our services.

Definitions

• "We", "us", "our" refers to mooncrest-peak
• "You", "your" refers to the user or viewer of our website
• "Services" refers to the educational programmes and related services we provide
• "Website" refers to mooncrest-peak.com and all associated pages

Use of website

Permitted use

You may use our website for:

• Learning about our financial education services
• Booking sessions and programmes
• Contacting us with enquiries
• Accessing information about financial literacy

Prohibited use

You may not use our website to:

• Violate any local, national, or international law
• Transmit harmful, threatening, abusive, or defamatory content
• Impersonate any person or entity
• Interfere with or disrupt the website or servers
• Attempt to gain unauthorized access to any systems or data
• Collect or harvest information about other users
• Distribute spam, viruses, or other harmful code
• Use automated systems to access the website without permission

Service terms

Booking and payment

When you book our services:

• You agree to provide accurate and complete information
• You authorize us to contact you regarding your booking
• Payment terms will be communicated separately before service delivery
• Cancellation policies apply as communicated during booking

Educational services

Our educational services:

• Are provided for educational and informational purposes only
• Do not constitute professional financial advice
• Should not replace consultation with qualified financial advisors for specific situations
• Are tailored to general financial literacy, not individual financial planning

Participation requirements

Participants must:

• Attend sessions as scheduled or provide appropriate notice of absence
• Engage respectfully with educators and other participants
• Have parental or guardian consent if under 18 years of age
• Follow any specific guidelines communicated for individual programmes

Intellectual property

Our content

All content on this website, including text, graphics, logos, images, audio, video, and software, is the property of mooncrest-peak or its content suppliers and is protected by UK and international copyright laws.

You may not:

• Reproduce, distribute, or publicly display our content without permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove copyright or proprietary notices from content

Educational materials

Materials provided during sessions are for personal educational use only. Distribution, reproduction, or commercial use of educational materials without written permission is prohibited.

User-generated content

If you submit content to us (such as enquiry forms, testimonials, or feedback):

• You grant us a license to use, reproduce, and display the content for business purposes
• You represent that you own or have rights to the content
• You warrant that the content does not violate any third-party rights
• We reserve the right to remove or modify content at our discretion

Disclaimers

Website availability

We strive to keep the website available but cannot guarantee uninterrupted access. The website is provided "as is" without warranties of any kind.

Information accuracy

While we make every effort to ensure information accuracy, we do not warrant that:

• Website content is complete, accurate, or current
• The website is free from errors or viruses
• Results from using the website will meet your expectations

Educational outcomes

We provide quality financial education but cannot guarantee specific learning outcomes or future financial success. Individual results depend on many factors beyond our control.

Limitation of liability

To the maximum extent permitted by law, mooncrest-peak shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from your use or inability to use the website or services
• Damages arising from unauthorized access to or alteration of your data

Our total liability for any claim arising from these terms or your use of our services shall not exceed the amount you paid for the services in question.

Indemnification

You agree to indemnify and hold harmless mooncrest-peak, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website or services
• Your violation of these Terms of Use
• Your violation of any third-party rights
• Any content you submit or transmit through the website

Third-party links

Our website may contain links to third-party websites for your convenience. We do not control or endorse these websites and are not responsible for their content, privacy practices, or terms of use. Accessing third-party links is at your own risk.

Changes to terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified terms.

We will update the "Last updated" date at the top of this page when changes are made. We encourage you to review these terms periodically.

Termination

We reserve the right to:

• Terminate or suspend your access to the website without notice for violations of these terms
• Refuse service to anyone for any reason
• Remove or edit content at our sole discretion

Upon termination, your right to use the website ceases immediately.

Governing law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on the website, constitute the entire agreement between you and mooncrest-peak regarding your use of the website.

Contact information

For questions about these Terms of Use, please contact us:

mooncrest-peak
45 Merrion Street
Leeds LS2 8JQ
United Kingdom
Email: [email protected]

Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.